CALCULATORS.
Borrowing Power Calculator.
This calculator is designed to give you an estimate of how much money you can borrow from a lender. Note that the borrowing power is calculated on a custom model which can differ from lender to lender. The purpose of this calculator is to merely give an indication of what a lender could offer you, based on some of your basic incomes and financial commitments. You’ll only know how much you can borrow for certain when you apply and receive conditional approval for a maximum borrowing amount on a loan.
Budget Planner.
The Budget Planner can help you work out your income and expenses and find out your financial position.
Comparison Rate Calculator.
A comparison rate is a method of standardising the true cost of a loan. It factors in the interest rate, fees and charges and displays a single percentage rate that can be used to compare various loans from different lenders. This calculator can help you to find the comparison rate and see what the actual cost of a loan will be.
Compound Interest Calculator.
How interest is calculated can greatly affect your savings. The more often interest is compounded, the more you earn. This calculator helps you understand how compounding can affect your savings and what is the actual annual return.
Credit Card Calculator.
This calculator helps you estimate how much time and interest you can save if you repay more than your minimum repayment.
Extra Repayment Calculator.
This calculator helps you estimate how much time and interest you can save over the life of your loan if you make regular additional repayments into your loan.
Fortnightly Repayment Calculator.
This calculator helps you estimate how much time and interest you can save over the life of your loan if you make regular additional repayments into your loan.
Home Loan Offset Calculator.
This calculator helps you estimate how much interest and loan term you can save by utilising a Home Loan Offset Account.
How Long to Repay Calculator.
This calculator help you find out how long it would take to repay a loan by paying different amounts.
How Long to Save Calculator.
This calculator helps find how long it will take to reach a saving goal, based on a saving account with a regular deposit arrangement.
How Much to Deposit Calculator.
Calculates how much you will need to deposit on a regular basis to reach your savings goal.
Income Annualisation Calculator.
This calculator is a tool to determine borrowers' annual income from the income that has been accruing for less than a full year accrued year to date.
Income Gross Up Calculator.
This tool calculates gross income based on net income, using ATO's personal income tax rates and thresholds. Its a reverse income tax calculator which calculates net income based on gross income.
Income Tax Calculator.
Calculate a simple income tax liability based on the ATO's personal income tax rates and thresholds.
Interest Only Mortgage Calculator.
This interest only mortgage calculator helps you work out what your regular repayments during and after interest only period will be based on your loan amount. Repayments frequency can be changed to monthly, fortnightly or weekly. Calculate both Principal and Interest repayments for a loan term.
Introductory Rate Loan Calculator.
A Introductory loan or mortgage (also call Honeymoon loan or mortgage) generally offers a guaranteed low rate for an initial period of time after which most interest rates will revert to the Standard Variable Rate. This calculator helps you find out whether you’re actually saving money with your honeymoon home loan in total interest.
Leasing Calculator.
Calculate how much your lease will cost you in total interest over the length of the term.
Loan Comparison Calculator.
Compare any two loans on the market for a direct cost comparison. Determine which is the cheapest in total fees and interest over the life of the loan.
Loan Repayment Calculator.
This calculator helps you work out what your regular repayments will be based on your loan amount. The repayment frequency can be changed to monthly, fortnightly or weekly. Calculates both Principal and Interest repayments for a loan term.
Lump Sum Repayment Calculator.
This calculator helps you estimate how much time and interest you can save over the life of your loan if you make a one-off lump sum repayment into your loan facility.
Mortgage Switching Calculator.
This calculator helps determine whether Refinance to a new loan is the right option for you and it analyses three scenarios (1) not switching and keep repaying the currently loan (2) switch to a new loan and make the minimum repayment or (3) switch to a new loan and keep current and higher repayment if possible.
Property Buying Cost Calculator.
This calculator helps you estimate all the costs associated with buying a property.
Property Selling Cost Calculator.
This calculator helps you estimate all the costs associated with selling a property.
Rent vs Buy Calculator.
This calculator helps explore the potential benefit of either renting or buying a property over time and decide whether it's better to buy or rent a home based on inputs you enter and assumptions.
Reverse Mortgage Calculator.
Thinking of retiring but not sure you have enough superannuation saved to live comfortably? This calculator can help you find out how many years you will be able to live off the equity in your home before it returns to a zero value or protected level. The interest that accumulates on a reverse mortgage compounds monthly and grows rapidly. You can use this calculator to see if using a reverse mortgage could be worthwhile for you.
Saving Calculator.
This calculator calculates the total accumulation in a savings account with a regular deposit arrangement.
Split Loan Calculator.
Splitting a home loan into fixed and variable rate portions can provide insurance against future changes in interest rates that no one can predict. This calculator calculates your repayments and total interest under different fixed and variable rate scenarios.